How to Choose a Deductible
Posted: September 6, 2024
There are many choices you need to make when it comes to choosing the right car insurance. When it comes to customizing your policy, one of the biggest decisions is what deductible amount you will choose. What is a deductible in auto insurance? Your deductible is the amount of money you will have to pay toward fixing or repairing your car before your insurance kicks in....
Is Your Business Data Secure? 5 Things to Know About Small Business Data Breaches
Posted: September 5, 2024
A data breach is not something that just happens to mega-retailers – small businesses are also at risk. From customers’ credit card numbers to employee tax information, it’s likely that your small business handles sensitive data on a regular basis. All it takes is one convincing phishing email or a stolen laptop for sensitive data to get into the wrong hands. Having the right business...
What Insurance is Needed to Protect Your Townhome?
Posted: September 4, 2024
We may be slightly biased here, but protecting your home and personal belongings is important—and often required. Usually, selecting policies is pretty straightforward, but one question we often get is how to select the correct policy for your townhouse. For specifics on policies and what fits your exact situation, we always recommend you speak to your local insurance agent, but let’s cover some of the...
What’s a Home Inventory, and Why Do I Need One?
Posted: August 29, 2024
What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly what...
What is a Peril on Homeowners Insurance?
Posted: August 26, 2024
While you may be familiar with the obvious need for homeowners' insurance, the finer details and definitions of your coverage may be less clear. Take insurance peril, for example. Even long-time policyholders may be unfamiliar with the term or confused with other concepts. So, what are perils, how are they related to risks or hazards, and why are they important to understand? What Does Peril...