What Are the Main Types of Life Insurance?
Posted: January 31, 2022
Life insurance is one of the essential decisions to make when planning for the future. This insurance product protects your family and loved ones after you pass away. If you are thinking of approaching an insurance agency with hopes of discussing your options, then you have come to the right place. There are many types of life insurance policies that can help you fulfill your...
What Can Invalidate Your Home Insurance?
Posted: January 31, 2022
Buying a home is a huge step that requires a lot of planning and responsibilities. From the loan application stage to completing the purchase process, you’re sure to spend a lot of money. While the need for insurance policies like life insurance may be debatable, your home insurance shouldn’t be. If you have a mortgage on your home, property insurance is actually required by the...
Why Insurers Want a Credit Check for Insurance Quotes
Posted: January 31, 2022
Understanding your financial habits is something underwriters expect to know whenever anything related to insurance arises. This is why insurers will pull a credit check for quotes. While not every professional insurance agency does this, you can expect it most of the time. In essence, insurance underwriters can use credit scores as reliable indicators to determine how much premium to charge a potential client. At...
Car Chip Shortage 2022: What’s Going On?
Posted: January 28, 2022
What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The pandemic has created unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And fear of the unknown led to hoarding...
The Driver’s Guide to Headlights
Posted: January 25, 2022
How often do you think about your headlights while you are driving? For most drivers, headlights are not typically top-of-mind, but according to the Insurance Institute for Highway Safety (IIHS), high-quality headlights are crucial for avoiding hazards on the road. This underscores the important relationship between nighttime visibility and safe driving. And one of the best ways to improve visibility is through proper use of...